Refinance & Debt Consolidation

You could be saving money right now

Choosing a bank may be a very big decision, but it doesn’t have to be a lifetime one.

If you need to unlock equity in your home or you’re just wondering whether you could be getting a better deal, 180 Finance can help.

Put simply, refinancing involves paying out your current loan and taking out a more favourable one. At 180 Finance, we improve people’s financial circumstances every day through smart refinancing.

We negotiate on your behalf and help you answer these important questions:

  • Is refinancing the best move for you right now?
  • How easy will it be to gain approval for a new loan?
  • What type of home loan is best suited to your new needs?
  • What is the cost of refinancing?

Want to bounce some numbers around? Why not try out one of these calculators:

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Refinance and debt consolidation. Hand putting money coin stack with wooden house.

Frequently Asked Questions

Debt consolidation is a process of combining multiple debts into a single debt. This usually refers to a personal finance process of combining multiple unsecured debts into a single debt with a lower interest rate.

Overall, refinancing a home loan to consolidate debt can be a good way to save money on interest and potentially reduce your monthly payments. However, it’s important to consider all the factors involved before making a decision, as there may be some drawbacks depending on your individual circumstances.

A refinance cashback offer is a special incentive offered by some lenders to encourage borrowers to refinance their loans with them. It typically involves the lender giving the borrower a cash rebate at closing, which can be used to help cover closing costs or other expenses associated with the loan.

There are many variations and features of the home loan to consider including:

  • Variable rate loans
  • Fixed rate loans
  • Interest only loans
  • Offset loans.
  • Investment loans
  • Plus, much more

At 180 Finance will we focus on understanding your specific situation and future plans and provide clear advice on what type of products you need to consider to achieve your goals.